{"id":224745,"date":"2016-04-06T04:00:42","date_gmt":"2016-04-05T18:00:42","guid":{"rendered":"http:\/\/www.saipantribune.com\/?p=224745"},"modified":"2016-04-06T04:00:42","modified_gmt":"2016-04-05T18:00:42","slug":"rotary-members-given-tips-safeguard-bank-accounts","status":"publish","type":"post","link":"https:\/\/www.saipantribune.com\/index.php\/rotary-members-given-tips-safeguard-bank-accounts\/","title":{"rendered":"Rotary members given tips how to safeguard bank accounts"},"content":{"rendered":"
\"Rotary<\/a>
Rotary Club of Saipan vice president Brian Clayton, who is also the president of MegaByte Saipan, explains to members how to be protected in cyber attacks made by hackers and identity thieves in their meeting yesterday at Hyatt Regency Saipan\u2019s Giovanni\u2019s restaurant. (Jon Perez)<\/figcaption><\/figure>\n

Rotary Club of Saipan vice president Brian Clayton yesterday held a brief lecture on cyber safety after the recent card skimming incident that several hundreds of depositors experienced in their accounts at First Hawaiian Bank.<\/p>\n

FHB said what happened on Monday was card skimming where unauthorized transactions took place through their automated teller machines. Skimming is a method used by thieves to steal card information usually through ATMs.<\/p>\n

At least three Rotary Saipan members were also card skimming victims including former two-time president David Igitol and current board member Eli Stoilova.<\/p>\n

Clayton, who is the president of MegaByte Saipan, said that it only takes one time for hackers or online thieves to get into a system and steal all the necessary information like credit card numbers, passwords, and your social security number.<\/p>\n

He added that operating systems, whether for Windows or Apple, are vulnerable to hackers and identity thieves.<\/p>\n

\u201cA little bit of information helps. If you don\u2019t have firewalls, somebody can go in and infiltrate your system,\u201d said Clayton during the local Rotary Club\u2019s weekly meeting at the Hyatt Regency Saipan yesterday.<\/p>\n

He advised his fellow Rotarians to at least change their passwords every six months and don\u2019t keep copies of it in a file in their computers so that their accounts won\u2019t be compromised.<\/p>\n

\u201cChange your passwords frequently. Use passwords with more than eight characters, has upper case and lower case letters, and use symbols,\u201d Clayton added.<\/p>\n

\u201cDon\u2019t send or give out your personal information or bank account numbers to other people by email. Emails just bounce and float around from different servers before being sent.\u201d<\/p>\n

Clayton said there\u2019s a lot of antivirus software and other security features online that can be downloaded for free. \u201cThere are also a lot of protection that can be done here locally.\u201d<\/p>\n

He added that we should also be careful in making online purchases. \u201cThere are companies that keep your credit card information so you could use it again for future purchases.\u201d<\/p>\n

Another precautionary measure that we could do, Clayton said, is to always check your credit scores and credit reports to see if there are questionable transactions with your accounts.<\/p>\n

He also advised members not to respond to emails that inform you that you won hundreds of thousands of dollars or you have a long lost dead relative that wants to give you millions of dollars as inheritance.<\/p>\n

\u201cNever answer dubious emails. Chances are they contain malicious software or malware that can attack your computer and steal any information in your hard drive.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"

Rotary Club of Saipan vice president Brian Clayton yesterday held a brief lecture on cyber…<\/p>\n","protected":false},"author":48,"featured_media":224746,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[3342,10749,233,261],"class_list":["post-224745","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-local-news","tag-brian-clayton","tag-david-igitol","tag-hyatt-regency-saipan","tag-rotary-club"],"_links":{"self":[{"href":"https:\/\/www.saipantribune.com\/index.php\/wp-json\/wp\/v2\/posts\/224745","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.saipantribune.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.saipantribune.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.saipantribune.com\/index.php\/wp-json\/wp\/v2\/users\/48"}],"replies":[{"embeddable":true,"href":"https:\/\/www.saipantribune.com\/index.php\/wp-json\/wp\/v2\/comments?post=224745"}],"version-history":[{"count":0,"href":"https:\/\/www.saipantribune.com\/index.php\/wp-json\/wp\/v2\/posts\/224745\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.saipantribune.com\/index.php\/wp-json\/wp\/v2\/media\/224746"}],"wp:attachment":[{"href":"https:\/\/www.saipantribune.com\/index.php\/wp-json\/wp\/v2\/media?parent=224745"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.saipantribune.com\/index.php\/wp-json\/wp\/v2\/categories?post=224745"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.saipantribune.com\/index.php\/wp-json\/wp\/v2\/tags?post=224745"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}