Banking director and Department of Commerce Secretary Mark O. Rabauliman informs the general public and all business establishments of the following:<\/p>\n
\u201cWe increasingly rely on the internet to work, bank, shop and socialize. Our health and financial information is stored online and devices are connected to control everything from home security systems to thermostats and TVs. While convenient, these connections open the door for possible malicious activity.\u201d<\/p>\n
Rabauliman advised the public to help manage their cyber security risks with these tips from the National Association of insurance commissioners:<\/p>\n
Understanding the threat<\/strong> Identity theft:<\/strong> Is the unauthorized use or attempted use of an existing account, use of your information to open a new account and misuse of your information to commit fraud.\u00a0 Identity theft insurance helps you pay the cost of restoring your identity if it is stolen. How do I know my identity is at risk?<\/strong> \u2022 You see unexpected withdrawals from your bank account Regularly check your credit report to ensure you don\u2019t see:<\/strong> How can I keep my information safe online?<\/strong> \u2022 Be alert to impersonator by being careful about who you trust online Keeping your information safe also means ensuring your devices, including smart phones, laptops, desktops iPads and other devices are secure: The Federal Deposit Insurance Corporation (FDIC) offers a Cybersecurity Checklist to help you protect your computer and money from online criminals.<\/p>\n","protected":false},"excerpt":{"rendered":" Banking director and Department of Commerce Secretary Mark O. Rabauliman informs the general public and…<\/p>\n","protected":false},"author":28,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[56,10774,314,55],"class_list":["post-224821","post","type-post","status-publish","format-standard","hentry","category-local-news","tag-business-3","tag-commerce-lock","tag-computer","tag-health-2"],"_links":{"self":[{"href":"https:\/\/www.saipantribune.com\/index.php\/wp-json\/wp\/v2\/posts\/224821","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.saipantribune.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.saipantribune.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.saipantribune.com\/index.php\/wp-json\/wp\/v2\/users\/28"}],"replies":[{"embeddable":true,"href":"https:\/\/www.saipantribune.com\/index.php\/wp-json\/wp\/v2\/comments?post=224821"}],"version-history":[{"count":0,"href":"https:\/\/www.saipantribune.com\/index.php\/wp-json\/wp\/v2\/posts\/224821\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.saipantribune.com\/index.php\/wp-json\/wp\/v2\/media?parent=224821"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.saipantribune.com\/index.php\/wp-json\/wp\/v2\/categories?post=224821"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.saipantribune.com\/index.php\/wp-json\/wp\/v2\/tags?post=224821"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\nCybercrime is a criminal act involving a computer and a network. Cyber risk includes any risk associated with online activity, such as storing personal information online or completing online transactions. This includes damage to yours or your business\u2019 reputation, financial loss or disruption to your life or your business operations.<\/p>\n
\nData thieves gain access to information from a variety of places including your mailbox, home and business trash, public dumps, public records and social media. Some criminals are after money, but some also seek public attention.<\/p>\n
\nYou are at risk if you store personal information on a home or work computer, back or shop online.\u00a0 Your data may have been compromised if you notice any of the following scenarios:<\/p>\n
\n\u2022 You don\u2019t receive your bills or other mail
\n\u2022 You\u2019re billed for health services you didn\u2019t use or your health plan rejects a legitimate medical claim<\/p>\n
\n\u2022 A new account you did not open
\n\u2022 Unfamiliar accounts listed
\n\u2022 Negative items<\/p>\n
\nThere are basic steps you can take to secure your information and data:<\/p>\n
\n\u2022 Safely dispose of personal information by shredding documents using a cross-cut shredder
\n\u2022 Use strict privacy settings on your computer, devices, and browsers
\n\u2022 Keep passwords private and complex
\n\u2022 Be careful when sharing personal information on social media
\n\u2022 Be cautious of what you download from the Internet
\n\u2022 If your social security number is requested by a vendor, ask why it\u2019s needed, and how it will be used and protected<\/p>\n
\n\u2022 Update your software regularly
\n\u2022 Use antivirus or anti-malware software to protect against malicious software that disrupts computer operations, gathers sensitive information, gains access to private computers or displays unwanted advertising
\n\u2022 Passwords protect your laptop to prevent unknown users from accessing it
\n\u2022 Avoid opening emails or attachments from unknown senders
\n\u2022 Back up your files to an encrypted flash drive or external hard drive<\/p>\n