{"id":413248,"date":"2024-09-19T23:00:00","date_gmt":"2024-09-19T23:00:00","guid":{"rendered":"https:\/\/www.saipantribune.com\/?p=413248"},"modified":"-0001-11-30T00:00:00","modified_gmt":"-0001-11-29T14:00:00","slug":"Connecting-Consumers-With-Competent-Ethical-Financial-Planning-Advice","status":"publish","type":"post","link":"https:\/\/www.saipantribune.com\/index.php\/Connecting-Consumers-With-Competent-Ethical-Financial-Planning-Advice\/","title":{"rendered":"Connecting Consumers With Competent, Ethical Financial Planning Advice"},"content":{"rendered":"<p>(StatePoint) Everyone deserves a stable financial future. From analyzing retirement needs to building diversified investment portfolios, a great financial planner helps individuals and families reach their goals.<\/p>\n<p>But with a growing number of financial planners retiring and <a href=\"https:\/\/www.cfp.net\/why-cfp-certification\/career-guide\/what-is-financial-planning\" rel=\"nofollow\">trillions of dollars<\/a> expected to pass from baby boomers to their heirs over the coming decades, there is rising consumer demand for professionals dedicated to providing competent, ethical financial planning advice.<\/p>\n<p>Interested in becoming a financial advisor or expanding your skills? Here\u2019s how earning CERTIFIED FINANCIAL PLANNER<sup>\u00ae<\/sup> certification will help you better serve your clients.<\/p>\n<p><strong>It builds trust:<\/strong> The cornerstone of CFP<sup>\u00ae<\/sup> certification is the commitment of CFP<sup>\u00ae<\/sup> professionals to act as a fiduciary at all times when offering financial advice. The fiduciary standard also encompasses the duty of loyalty, the duty of care and the duty to follow client instructions. This <a href=\"https:\/\/www.cfp.net\/ethics\/compliance-resources\/2018\/12\/the-fiduciary-obligation\" rel=\"nofollow\">commitment<\/a> means that you agree to place your clients\u2019 interests above yours, and to consider your clients\u2019 goals, risk tolerances and personal circumstances while working with them.<\/p>\n<p><strong>It expands your knowledge and experience:<\/strong> CFP<sup>\u00ae<\/sup> professionals complete a <a href=\"https:\/\/www.cfp.net\/get-certified\/certification-process\/education-requirement\" rel=\"nofollow\">two-part education requirement<\/a> that includes a bachelor\u2019s degree or higher from an accredited college or university as well as coursework on 72 financial planning topics through a CFP Board Registered Program. Certification also demonstrates that you have passed <a href=\"https:\/\/www.cfp.net\/get-certified\/certification-process\/exam-requirement\" rel=\"nofollow\">the rigorous CFP<sup>\u00ae<\/sup> exam<\/a> and that you have thousands of hours of practical experience in the field.<\/p>\n<p><strong>It will alter your approach:<\/strong> Today\u2019s consumers value a <a href=\"https:\/\/www.cfp.net\/-\/media\/files\/cfp-board\/standards-and-ethics\/compliance-resources\/guide-to-financial-planning-process.pdf\" rel=\"nofollow\">holistic approach<\/a> to their financial management. CFP<sup>\u00ae<\/sup> professionals are trained to offer just that.<\/p>\n<p><strong>It builds confidence:<\/strong> Consumers are more inclined to take your recommendations if they feel they\u2019ve partnered with the right financial advisor. What are they looking for in an advisor? <a href=\"https:\/\/www.cfp.net\/why-cfp-certification\/the-standard-of-excellence\" rel=\"nofollow\">The statistics<\/a> speak for themselves: 86% of consumers prefer an advisor who has passed a certification exam and completed a rigorous education program, and 90% see an advisor\u2019s certifications as important.<\/p>\n<p>To get started on your new career today, visit <a href=\"https:\/\/www.cfp.net\/account-registration\" rel=\"nofollow\">cfp.net\/account-registration<\/a>.<\/p>\n<p>Earning the right financial planning credentials is not just an investment in your own future; it\u2019s a way to help more Americans meet their goals and pave the way to a secure tomorrow.<\/p>\n<p><p style=\"text-align:center\">*****<\/p>\n<p>Photo Credit: (c) Jacob Wackerhausen \/ iStock via Getty Images Plus<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/feeds.statepoint.net\/townnews\/placement.ashx?t=c&amp;id=10561&amp;l=en-US&amp;r=1726722604050.56\" \/><\/p>\n<p> <img loading=\"lazy\" decoding=\"async\" class=\"alignleft\" src=\"https:\/\/www.saipantribune.com\/wp-content\/uploads\/images\/imgupload\/b8feada7b6e7c6def23ae2ee96d356b3.jpg\" width=\"480\" height=\"360\" \/><br \/>Connecting Consumers With Competent, Ethical Financial Planning Advice<\/p>\n","protected":false},"excerpt":{"rendered":"<p>(StatePoint) Everyone deserves a stable financial future. From analyzing retirement needs to building diversified investment&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-413248","post","type-post","status-publish","format-standard","hentry","category-local-news"],"_links":{"self":[{"href":"https:\/\/www.saipantribune.com\/index.php\/wp-json\/wp\/v2\/posts\/413248","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.saipantribune.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.saipantribune.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.saipantribune.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.saipantribune.com\/index.php\/wp-json\/wp\/v2\/comments?post=413248"}],"version-history":[{"count":0,"href":"https:\/\/www.saipantribune.com\/index.php\/wp-json\/wp\/v2\/posts\/413248\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.saipantribune.com\/index.php\/wp-json\/wp\/v2\/media?parent=413248"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.saipantribune.com\/index.php\/wp-json\/wp\/v2\/categories?post=413248"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.saipantribune.com\/index.php\/wp-json\/wp\/v2\/tags?post=413248"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}