The expiration of the motor vehicle liability insurance should have the same expiration date as that of the car’s registration for the motorists’ convenience and safety, according to Rep. Joseph A. Flores (Ind-Saipan).
Flores, who is a retired police sergeant, said Monday that, based on his experience when he was still with the Department of Public Safety, many people would forget that their car insurance has a different expiration date than that of their vehicle registration.
When pulled over by a police officer, many motorists have up-to-date car registration but then realize that the car insurance has already expired. He said this is problematic for many motorists.
To remedy this situation, Flores has introduced House Bill 21-32 to amend the Commonwealth Code by requiring the motor vehicle insurance expiration to coincide with the vehicle registration expiration.
As for motorists in the CNMI who have two or more vehicles, they will have the option of paying a one-time fee and changing the renewal registration dates on their other vehicles.
Flores said if the applicant has two or more vehicles, he or she shall be given the option to allow for the registration of his/her vehicle to expire on the same month as the vehicle intended for registration at a fee of $25.
“It’s a one-time fee of $25 for you to incorporate,” he said.
The applicant still has to pay the $10 inspection fee and the $60 registration fee for each car.
Flores said by mirroring the two expirations, all motorists will be protected and covered from any unforeseeable circumstance that may cause serious financial and/or physical strain.
“It is imperative that the financial and physical wellbeing of our motorists are protected at all times while operating a vehicle,” he said.